A Reddit commenter warned that with some aggregators "the carrier appointments are in their name so leaving gets complicated" (source). Here is what each network states.
| Name | Appointments / ownership | Contract / exit | Sources |
|---|---|---|---|
| Ironpeak (formerly The Iroquois Group) | Members write directly with each carrier using own code; agency name on policies; no equity taken | Members may sell agency to whomever, whenever | [1] [2] [3] |
| Firefly Agency | Direct appointments with 12+ carriers | No commission split required on agent's own outside carriers | [1] [2] |
| Horizon Agency Systems | Dedicated, Shared and Broker Assisted Access programs; per-carrier administration | not published | [1] [2] [3] [4] [5] [6] |
| Smart Choice | Agency keeps 100% ownership of book, renewals, expirations | One-year agreement, auto annual renewal | [1] [2] |
| SIAA (Strategic Insurance Agency Alliance) | Over 95% of SIAA business placed via members' direct codes; AccessPlus placement facility for non-appointed access | Contract terms and length vary by master agency | [1] [2] |
| Renaissance Alliance | Members retain exclusive ownership of book | not published | [1] [2] |
| Keystone Agency Partners / Keystone Insurance Group | Platform Partners: Keystone acquires majority stake, agency leaders retain equity; also 350+ independent network partners | not published | [1] [2] [3] |
| Agents Alliance Services | Agency owns 100% of agency, book, brand | No vesting program or buyout on leaving | [1] |
| Pacific Interstate Insurance Brokers (PIIB) | Sub-codes list agency name; no ownership of agencies or books | 90 days' notice to leave; book released immediately | [1] |
| United Agencies Inc. | 95% of appointments through United Agencies; members own their books | not published | [1] [2] |
| SIMG Insurance | Sub-producer codes under SIMG master codes; agents own business, renewals and solicitation rights even after termination | No restriction to SIMG companies only | [1] |
| Combined Agents of America (CAA) | Direct appointments plus CAAIS access without appointment; 100% member-owned network | not published | [1] |
| Big "I" Alliance Blue (formerly Big I Markets) | Agent owns expirations; sub-producer agreement | not published | [1] [2] |
| Big "I" Alliance Gold | Supports direct carrier appointments | not published | [1] |
| Agency Network Exchange (ANE) | Acquired by Renaissance Jan 2022; operates under own brand | not published | [1] [2] |
| Associated Risk Managers International | Member-owned association with state/regional chapters | not published | [1] [2] |
| Canyon Lands Insurance / CLI Select Agencies | Operates as a Keystone master agency | not published | [1] [2] [3] |
| SecureRisk | Cooperative owned by nearly 100 exclusive independent agencies | not published | [1] [2] |
| The Affinities Group (TAG) | 100% agency ownership retained (per TAG) | not published | [1] [2] |
| United Valley Insurance Services | Acquired by Renaissance Jan 2022; operates under own brand | not published | [1] [2] |
| Normandy | Single appointment and submission portal | not published | [1] |
| Goosehead Insurance | Franchisees use Goosehead's carrier appointments; Goosehead retains ultimate ownership of policies | Ten-year franchise agreement | [1] [2] |
Weekly notes on agent networks, aggregators, wholesalers and MGAs: fees, contract terms and market access changes.
Facts are taken from the cited sources and can change. Always read the actual contract.